Looking for more control over your pension investments? Serving clients in Beverley, Hull, and the surrounding areas, we specialise in Self Invested Personal Pensions (SIPPs), the ideal solution for those seeking active management of their retirement funds. With a SIPP, you have a wider range of investment options tailored to your personal circumstances. Whether you're interested in equities, property, or bonds, we offer expert advice and assessment to ensure a SIPP is the right fit for you. Take control of your retirement planning with our personalised, expert guidance.
A Self Invested Personal Pension (SIPP) is a Registered Pension scheme under the terms of the Finance Act 2004.
SIPPs are designed for investors who want maximum control over their pension without being dependent on any one fund manager or insurance company. As such, a SIPP requires active management and a degree of investment expertise. Furthermore, the charges (levied by the SIPP manager) may be higher than for a personal pension or stakeholder plan.
Unlike a standard personal pension, a SIPP holder has a much wider choice of assets to invest in, each of which can be selected to meet the individual's circumstances and requirements.
Investments which can be held in a SIPP include:
It’s possible to use a SIPP to raise a mortgage to fund the purchase of commercial property, where the rental income paid into the SIPP either completely, or partially, covers the mortgage repayments and/or the property’s running costs.
Please note SIPPs are not suitable for everyone investing in a pension, we will conduct an assessment of your situation to determine suitability.
Ready to explore the benefits of a Self Invested Personal Pension? We offer expert SIPP advice, serving clients in Beverley, Hull, and the surrounding areas. Call us today to schedule a personalised assessment and take the first step in active retirement planning.