This provides income where you are ill or injured, and as a result your income through employment or your normal route stops.

It is designed to replace most of your net income.

Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
9327.05 29.47 0.317
FTSE 250
21707.09 13.34 0.061
FTSE 350
5096.32 14.6 0.287
FTSE All Shares
5041 14.21 0.283
Dow Jones
46108 617.078 1.356
Nasdaq
22043.074 157.014 0.717

Currencies

Value Move %
0
1.155 -0.002 -0.138
GBP/NOK
13.38 -0.006 -0.044
0
12.639 0.011 0.088
GBP/USD
1.356 -0.002 -0.145

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

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